When your car has been damaged in an accident, the repair shop you choose can make a big difference when it comes to protecting the value of your vehicle and ensuring the safety of your family. It’s important to have repairs done by a new car dealership who specializes in cars like yours. Modern cars are extremely complex and not all repair shops are capable of providing the same level of service.

In order to gain control over their expenses, insurance companies often encourage those in need to choose a repair shop from their “preferred providers” list. The chief loyalty of these shops is likely to be with the insurance companies, and their main focus on holding down repair costs. Shops that make low costs their top priority can’t repair your car to the highest standards.

So, before you agree to use a business that is affiliated with your insurance company, remember, according to your policy, you have the right to choose your own repair facility, and your out of pocket deductible will remain the same.

The best choice for your insurance company may not be the best choice for you. Insist on Dealership Collision Repairs. Same Deductible!

Insurance Deductibles

Same Amount At The Dealership

A deductible is the amount of money you must pay out of pocket for an insurance claim before your coverage takes effect and the insurance company begins picking up costs. You typically can choose a deductible amount when you buy your auto policy and select coverage limits.

The deductible applies when your insurance company is paying to repair your car. If the other driver’s insurance is paying for the repairs you will not be responsible for paying a deductible.

Once the deductible is met, the insurance company will start paying out. Therefore any discounts or price reduction strategies employed by a repair shop will benefit the insurance company rather than the car owner. The customer’s cost to have the car repaired usually doesn’t change at all.

So if your deductible is going to be the same no matter who repairs your car, why not Insist on Dealership Collision Repairs. Same Deductible!

Auto Body Parts

O.E.M. vs Aftermarket Collision Parts

Original Equipment Manufacturer (OEM) parts are specifically designed and engineered for your car by the manufacturer. They are rigorously tested to insure a proper fit, lasting durability, and most important, occupant safety during a collision. They are designed to be a perfect match for your car.

When OEM parts are used for auto repairs, vehicles should perform as well as they did before the accident.

In contrast, aftermarket parts are produced without the involvement or oversight of automakers. Aftermarket parts manufacturers often use reverse engineering, disassembling OEM parts to see how they were made, then making something that appears to be the same. Often using lower-quality materials, resulting in lower-quality parts.

Counterfeit automotive parts are another big problem. According to the Automotive Anti-Counterfeiting Council (A2C2), auto suppliers worldwide lost an estimated $45 billion dollars in 2011 alone, and it’s only gotten worse since then.

Unlike OEM parts, all aftermarket parts are not created equal. They are another good reason to Insist on Dealership Collision Repairs. Same Deductible!

O.E.M. Repair Procedures

Special Tools, Equipment, Skills

Today’s cars are sophisticated machines that require specialized tools, equipment and procedures for proper repair and maintenance.

One example of this new technology would be Advanced Driver Assistance Systems (ADAS),  which include automatic braking, blind spot detection, and lane-keeping assistance. These systems are making the cars we drive today safer than ever, but only work as the manufacturer intended if they are installed and calibrated properly. Reuters, the respected news agency, conducted a survey of 500 consumers who had their ADAS equipped cars repaired. An alarming 15% concluded that their cars had not been properly repaired.

Not surprising, the rate of perceived problems with repairs done by non-dealership shops was approximately four times higher than those completed at the dealership. Visit Reuters Survey Results to see more details about the survey that was conducted.

Why take chances, Insist on Dealership Collision Repairs. Same Deductible!